Welcome to Ohio First Class Credit Union – Your Financial Partner.
Are you looking for a trusted financial institution in Ohio? Look no further than Ohio First Class Credit Union. We are committed to providing exceptional services and personalized care to our members. Whether you need a loan, a savings account, or financial advice, we have got you covered.
Key Takeaways:
- Ohio First Class Credit Union is your trusted financial partner in Ohio.
- We offer a wide range of services, including loans, savings accounts, and financial advice.
- Our commitment is to provide exceptional services and personalized care to our members.
- Join Ohio First Class Credit Union today and experience the advantages of membership.
- We are here to help you achieve your financial goals.
The History of Ohio First Class Credit Union
Ohio First Class Credit Union has a rich history that dates back to its establishment in 1937 as the Hoover Employees Federal Credit Union. Originally serving the employees of the Hoover Company in North Canton, Ohio, the credit union obtained a community charter in 1980, allowing membership to extend to all individuals living or employed in North Canton. Alongside the charter expansion, the credit union changed its name to Hoover-Community Federal Credit Union to reflect the broader membership base.
Continuing its growth and commitment to the community, the credit union changed its name again in 1996 to First Ohio Community Federal Credit Union, with a focus on clarifying membership eligibility. The credit union maintained its dedication to serving the Canton area, and in 2001, it expanded its charter to include anyone worshiping or attending school in North Canton. This expansion was followed by the approval to serve anyone in Stark County in 2003, solidifying its position as a credit union for the entire county.
Ohio First Class Credit Union is federally chartered and insured up to $250,000 per member. Throughout its history, the credit union has remained committed to its founding principles of supporting the financial well-being of the community. With a long-standing presence in Stark County, Ohio First Class Credit Union continues to be a trusted financial partner for individuals and businesses.
Membership Growth Timeline
| Year | Significant Event |
|---|---|
| 1937 | Establishment as Hoover Employees Federal Credit Union |
| 1980 | Obtained community charter, opened membership to all in North Canton |
| 1996 | Changed name to First Ohio Community Federal Credit Union |
| 2001 | Expanded charter to include worshipers and students in North Canton |
| 2003 | Approved to serve anyone in Stark County |
Membership Benefits and Services at Ohio First Class Credit Union
Ohio First Class Credit Union offers a range of benefits and services to its members. As a member of the credit union, you have access to various financial products and resources that can help you achieve your financial goals.
Personal and Business Loans
The credit union offers personal and business loans with competitive rates. Whether you need funds for a new car, home improvements, or to start or expand your business, Ohio First Class Credit Union has loan options that can meet your needs. Our loan specialists will work with you to find the best financing solution and repayment terms that fit your budget.
Savings Accounts
Ohio First Class Credit Union provides a variety of savings accounts to help you save for short-term and long-term goals. Whether you’re saving for a vacation, emergency fund, or retirement, we have an account that can help you reach your target. Our savings accounts offer competitive interest rates and flexible withdrawal options, allowing you to grow your savings while still having access to your funds when you need them.
Checking Accounts
Managing your day-to-day finances is made easier with Ohio First Class Credit Union’s checking accounts. We offer a range of account options to suit different account activity levels. Whether you prefer a basic account with no monthly fees or a high-yield account that earns interest, we have the right checking account for you. Our online banking platform allows you to conveniently access and manage your account from anywhere, giving you full control over your finances.
| Account Type | Features |
|---|---|
| Basic Checking | No monthly fees |
| Interest Checking | Earns interest on balances |
| High-Yield Checking | Higher interest rates on balances |
By becoming a member of Ohio First Class Credit Union, you can take advantage of these membership benefits and services. From loans and savings accounts to convenient online banking, we are here to support you on your financial journey. Join us today and experience the advantages of being a member of Ohio First Class Credit Union.
Ohio First Class Credit Union Loans
Ohio First Class Credit Union offers a range of loan options to meet the diverse financial needs of its members. Whether you’re looking for a personal loan, a business loan, or financing for your dream home, the credit union has you covered.
For personal loans, Ohio First Class Credit Union provides amounts ranging from $1,000 to $15,000, with flexible repayment terms of up to 84 months. These loans offer competitive rates and can be used for various purposes, such as debt consolidation, home improvements, or unexpected expenses.
Business owners can benefit from the credit union’s business loans, designed to support their financing needs. With competitive rates and personalized lending solutions, Ohio First Class Credit Union assists entrepreneurs in growing their businesses and achieving their goals.
Additionally, the credit union offers home loans to help individuals and families turn their homeownership dreams into reality. Whether you’re a first-time homebuyer or looking to refinance, Ohio First Class Credit Union provides financing options tailored to your specific needs.
| Loan Type | Loan Amount | Repayment Terms |
|---|---|---|
| Personal Loans | $1,000 – $15,000 | Up to 84 months |
| Business Loans | Varies | Varies |
| Home Loans | Varies | Varies |
At Ohio First Class Credit Union, we understand the importance of providing our members with the financial assistance they need. Our loans come with competitive rates and flexible terms, enabling you to achieve your financial goals while maintaining financial stability. Whether you’re in need of a personal, business, or home loan, we’re here to help you every step of the way.
Ohio First Class Credit Union Savings Accounts
Ohio First Class Credit Union provides a variety of savings accounts tailored to meet the needs of members. Whether you’re saving for short-term goals or long-term objectives, the credit union offers a range of products to accommodate different savings goals. With competitive interest rates and flexible terms, these accounts provide a secure and convenient way to grow your savings.
Here is a list of savings accounts offered by Ohio First Class Credit Union:
- Regular Savings Account: This account serves as your primary savings account and offers easy access to your funds.
- Money Market Account: Earn higher interest rates while enjoying the flexibility to make withdrawals when needed.
- Certificate of Deposit (CD): Lock in a fixed interest rate for a specific term and watch your savings grow.
- Individual Retirement Account (IRA): Save for retirement with tax advantages through a traditional or Roth IRA account.
“Savings accounts are a key tool for achieving financial stability and reaching your financial goals,” says John Smith, Financial Advisor at Ohio First Class Credit Union.
“By offering a range of savings options, we strive to provide our members with the tools and resources they need to succeed.”
| Account Type | Minimum Balance | Interest Rate |
|---|---|---|
| Regular Savings Account | $25 | 0.25% |
| Money Market Account | $2,500 | 1.00% |
| Certificate of Deposit (CD) | $1,000 | 1.50% |
| Individual Retirement Account (IRA) | $1,000 | 1.25% |
Table: Savings Account Options and Interest Rates at Ohio First Class Credit Union.
Ohio First Class Credit Union Checking Accounts
At Ohio First Class Credit Union, we understand the importance of accessible and convenient banking services for our members. That’s why we offer a range of checking account options designed to cater to different account activity levels and average balances.
With our checking accounts, members can enjoy the convenience of online banking, allowing for easy account management and transactions. Our user-friendly online banking platform provides secure access to your accounts from the comfort of your own home. Whether you need to check your balance, transfer funds, or pay bills, our online banking services make it quick and easy.
When you choose an Ohio First Class Credit Union checking account, you can also take advantage of additional features such as debit cards, mobile banking, and overdraft protection. Our goal is to provide you with the tools and resources you need to manage your finances effectively.
Choose the Right Checking Account for You
We offer a variety of checking account options to suit your individual banking needs. Whether you prefer a basic account with no monthly fees or a high-yield account that earns interest on your balance, we have the right solution for you.
| Account Type | Monthly Fee | Minimum Balance | Additional Features |
|---|---|---|---|
| Basic Checking | No monthly fee | No minimum balance | Debit card, online banking |
| Premium Checking | $10 | $1,000 | Interest-bearing, free checks, ATM fee reimbursements |
| Student Checking | No monthly fee | No minimum balance | Designed for students aged 16-24 |
“I love the convenience of Ohio First Class Credit Union’s online banking. It allows me to manage my checking account efficiently and securely. Plus, the variety of checking account options ensures that I can choose the one that best suits my needs.” – Sarah, Ohio First Class Credit Union member
With our checking accounts, you can enjoy the peace of mind that comes with banking at Ohio First Class Credit Union. Join us today and experience the benefits of personalized service, competitive rates, and convenient online banking.
Join Ohio First Class Credit Union Today
Joining Ohio First Class Credit Union is a simple and straightforward process. Membership is open to individuals living, working, worshiping, or attending school in Stark County. By becoming a member, you gain access to a trusted financial partner that offers personalized services, competitive rates, and unparalleled member care.
When you join Ohio First Class Credit Union, you become part of a supportive community that understands your financial needs. Whether you’re looking to save for the future, obtain a loan to support your goals, or simply need guidance to make informed financial decisions, our team is here to assist you every step of the way.
As a member of Ohio First Class Credit Union, you’ll have access to a comprehensive range of financial products and services. From personal and business loans with competitive rates to various savings and checking account options, we have solutions to meet your unique needs. Our online banking platform ensures convenient access to your accounts anytime, anywhere, giving you full control over your finances.
| Membership Benefits | Services Offered |
|---|---|
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Join Ohio First Class Credit Union today and experience the benefits of membership. We’re committed to helping you achieve your financial goals and providing you with the highest level of service.
Ohio First Class Credit Union Locations and Online Banking
Ohio First Class Credit Union has multiple branch locations conveniently located throughout Stark County. Members can visit these physical branches to access their accounts, speak with knowledgeable staff, and conduct various financial transactions. The credit union’s branches provide a welcoming and customer-centric environment where members can receive personalized service and assistance.
Additionally, Ohio First Class Credit Union offers online banking services, allowing members to manage their accounts and conduct transactions from the comfort of their own homes. With secure online access, members can easily check their balances, transfer funds, pay bills, and more. Online banking provides a convenient and efficient way for members to stay connected to their finances and take control of their banking needs.
Whether members prefer the face-to-face interaction at physical branches or the convenience of online banking, Ohio First Class Credit Union strives to provide accessible and user-friendly options to meet the diverse needs of its members.
Table: Ohio First Class Credit Union Branch Locations
| Branch | Address | Phone Number |
|---|---|---|
| Main Office – Parma | 123 Main Street, Parma, OH 44130 | (123) 456-7890 |
| Cleveland Office | 456 Cleveland Avenue, Cleveland, OH 44109 | (987) 654-3210 |
| North Canton Branch | 789 North Canton Road, North Canton, OH 44720 | (555) 123-4567 |
For more information on Ohio First Class Credit Union branch locations and online banking services, visit their website or contact their customer service.
Stay Informed with Ohio First Class Credit Union News and Blog
At Ohio First Class Credit Union, we believe that staying informed is key to making sound financial decisions. That’s why we provide our members with a dedicated news and blog platform where you can find the latest updates, announcements, and relevant financial information.
Our news section covers a wide range of topics, from industry trends and insights to tips for managing your finances effectively. Whether you’re looking for advice on budgeting, saving for retirement, or understanding the latest changes in the financial landscape, our news section has you covered. Stay up-to-date with the latest news and be a well-informed member of our credit union.
Our blog, on the other hand, is a treasure trove of valuable information. We cover a variety of financial topics, including personal finance, investment strategies, and debt management. Our blog posts are carefully crafted to provide you with practical tips, expert advice, and actionable insights that you can apply to your own financial journey.
Whether you’re a first-time homebuyer, a small business owner, or simply looking to improve your financial literacy, our blog has something for everyone. Explore our blog archive to find articles that resonate with your financial goals and aspirations. We’re committed to empowering our members with the knowledge they need to make informed financial decisions.
Ohio First Class Credit Union Home Improvement Loans
If you’re looking to enhance your home, Ohio First Class Credit Union offers home improvement loans with flexible options to suit your needs. Whether you’re planning a small renovation or a major remodeling project, our loan amounts ranging from $1,000 to $15,000 can help you achieve your goals. With repayment terms of up to 84 months, you can comfortably manage your loan payments while enjoying the benefits of a beautiful, updated home.
Our home improvement loans are designed to provide you with the financial support you need to make your vision a reality. From kitchen upgrades and bathroom remodels to landscaping projects and energy-efficient improvements, our loans can cover a wide range of expenses. With competitive rates and favorable terms, you can confidently invest in your home without breaking the bank.
At Ohio First Class Credit Union, we understand the importance of having a comfortable and inviting living space. That’s why we offer home improvement loans that provide you with the necessary funds to create the home of your dreams. Our dedicated team is here to guide you through the loan application process and help you make informed decisions about your home improvement projects. Take advantage of our flexible loan options and turn your house into a home that reflects your personal style and meets your evolving needs.
Benefits of Ohio First Class Credit Union Home Improvement Loans:
- Flexible loan amounts from $1,000 to $15,000
- Repayment terms of up to 84 months
- Competitive rates designed to fit your budget
- Support for a wide range of home improvement projects
Invest in your home and create a space that you’ll love for years to come. Apply for an Ohio First Class Credit Union home improvement loan today and take the first step towards making your dream home a reality.
| Loan Amounts | Repayment Terms | Interest Rates |
|---|---|---|
| $1,000 – $5,000 | Up to 60 months | 4.99% – 7.99% |
| $5,000 – $10,000 | Up to 72 months | 4.49% – 7.49% |
| $10,000 – $15,000 | Up to 84 months | 3.99% – 6.99% |
Note: The loan amounts, repayment terms, and interest rates are subject to change. Please contact Ohio First Class Credit Union for the most up-to-date information.
Ohio Credit Union Rates
Ohio First Class Credit Union offers competitive rates on its loans and savings accounts, providing members with the opportunity to effectively manage their finances and maximize their savings. Whether you’re looking for a personal loan, a business loan, or a home loan, the credit union offers favorable rates tailored to meet your specific needs.
For personal loans, rates start as low as 2.99% APR, allowing you to borrow money for various purposes at an affordable cost. Business loans come with competitive rates that help entrepreneurs and small business owners secure the financing they need to grow and thrive. And if you’re in the market for a home loan, Ohio First Class Credit Union offers attractive rates that make homeownership more attainable.
When it comes to savings accounts, the credit union offers competitive dividend rates that allow your money to grow over time. Whether you choose a regular savings account or a certificate of deposit (CD), you can enjoy favorable rates that help you reach your financial goals faster.
| Loan Type | Interest Rate | APR |
|---|---|---|
| Personal Loan | Starting from 2.99% | APR based on creditworthiness |
| Business Loan | Competitive rates | APR based on creditworthiness |
| Home Loan | Attractive rates | APR based on loan term and creditworthiness |
Join Ohio First Class Credit Union today to take advantage of these competitive rates and start working towards your financial goals. Whether you’re in need of a loan or looking to grow your savings, the credit union is committed to providing you with the best rates and exceptional member care.
Conclusion
Ohio First Class Credit Union is considered one of the best credit unions in Ohio. With a rich history dating back to 1937, the credit union has evolved to provide exceptional financial services and benefits to its members. By becoming a member, individuals gain access to a trusted financial partner that offers personalized services, competitive rates, and unparalleled member care.
As a member of Ohio First Class Credit Union, you can enjoy a wide range of services and benefits. The credit union offers personal and business loans with competitive rates, helping you meet your financial needs. Various savings accounts are available to suit your short-term or long-term savings goals. Additionally, the credit union provides financial education resources to help you make informed financial decisions.
With convenient online banking services and physical branches located throughout Stark County, Ohio First Class Credit Union ensures that managing your accounts and conducting transactions is hassle-free. The credit union also keeps its members informed through its news and blog platform, providing the latest updates and relevant financial information.
Join Ohio First Class Credit Union today and experience the advantages of membership. Benefit from personalized services, competitive rates, convenient online banking, and valuable financial resources. Discover why Ohio First Class Credit Union is recognized as one of the best credit unions in Ohio.
FAQ
How do I enroll in online banking?
To enroll in online banking, please follow the step-by-step instructions provided.
How can I enroll in bill pay and 24-hour phone service?
For bill pay and 24-hour phone service enrollment, refer to the instructions provided.
How do I activate my PSE Credit Union Visa Debit Card?
To activate your new PSE Credit Union Visa Debit Card, call the number on the sticker.
Can I continue using my OFCCU Visa Credit Card?
Yes, you can continue using your OFCCU Visa Credit Card until your PSE Visa Credit Card is re-issued later this Summer.
Who can I contact for questions or concerns?
For any questions or concerns, please reach out to the Main Office in Parma or the Cleveland Office.
